The Collins Center for Public Policy administers two different Foreclosure Mediation Programs:
1. The Collins Center Mortgage Mediation Program
UPDATE: Florida Pre-Foreclosure Mediation No Longer Available
In light of several new and updated policies with similar goals of helping homeowners avoid foreclosure, effective October 1, 2012, Fannie Mae retired its pre-foreclosure mediation program for mortgage loans in Florida. The objectives of reaching borrowers in the earlier stages of delinquency and providing solutions for borrowers to avoid foreclosure, where possible, are the same goals that the company is seeking to achieve through operating its Florida Mortgage Help Centers, in conducting Florida borrower outreach events, and through the alignment of practices related to servicing delinquent mortgages led by the Federal Housing Finance Agency.
Through the Mortgage Help Centers you can meet directly with an experienced housing advisor (either by phone or in person) to discuss your mortgage situation. English and Spanish advisors are available, and all services offered by the Fannie Mae Mortgage Help Center are FREE.
For more information please consult Fannie Mae’s www.KnowYourOptions.com website.
The Court-Sponsored Mediation program began in December 2009 with the Florida Supreme Court mandating that mediation be required before the court processes the foreclosure action. The program was put into place to reduce the court’s backlog of foreclosure cases. The RMFMP program is a post-file program. This means the program becomes a requirement once it hits the court system.
This statewide Supreme Court order was in effect until December 2011 when it was cancelled. However, your local circuit court may still have a mediation requirement.